Travel insurance
for winter sports

Essential insurance for winter sports for up to 90 days
Medical expenses incl. COVID-19 treatment
insured insured clients each year
English speaking nonstop assistance services
in a row the best travel insurance company

Sbaleno Ski travel insurance

Comprehensive insurance for any accident on the ski slope, including personal liability. We will arrange a helicopter transport, treatment in a good hospital and repatriation to the Czech Republic if necessary.
  • for all skiers, cross-country skiers and snowboarders
  • all types of active winter holidays
  • in case of any accident on the ski slope
  • from CZK 48 a day

Did you know...?

The most important aspect of travel insurance are not the coverage limits but quality of assistance in emergency. Being the specialists, we know what is really important for you.


Does Sbaleno Ski insurance include helicopter transport?
Which sports are covered by standard insurance and which sports require special coverage?
What makes our services different from the others?
Is your credit card travel insurance sufficient?
What is (not) covered by the European Health Insurance Card?

Client Stories

I had a severe accident when skiing in Alps. I suffered a concussion, broke my collarbone and tore my kidney after a downfall on the ski slope. I was transported by the helicopter to the nearest hospital where they performed all necessary examinations. The kidney had to be operated immediately so the assistance service arranged a flight transfer to a private clinic where I rested for 10 days. My wife returned to Czech Republic to spend the Christmas with our kids and then came back to Austria to support me. The insurance covered all the costs for transport. I was in touch with the assistance coordinators throughout the hospitalization, they did a really good job. Thanks to them, I had the best possible care. You can't see the difference until something happens to you. Thank you!

Filip S.
multiple injuries caused by an accident on the ski slope in Austria
More client stories

Insurance DetailsEvery third injury from ski accident and every other injury that happens while snowboarding is serious. Helmet and other protective gear can only mitigate the consequences of such accidents and falls. The total costs of treatment of the winter sports injuries can be very high. Therefore, travel insurance really pays off. You can arrange it on-line, even on your mobile phone. It only takes few minutes. We will send you the policy and the travel insurance card after payment of the premium by e-mail. If you download our mobile app, you don't even have to print anything. You will have everything you need at your fingertips.

Simplicity and quality from specialists

Sbaleno Ski is a complex insurance with sufficient coverage limits and standard services for unexpected situations that may happen on winter holidays. You can get insured for up to 90 days - it is good for short breaks, regular week-long holidays even a longer trips abroad. Depending on your destination, you can choose a product variant for Europe or whole world.

Insurance coverage

The insurance includes medical expenses, assistance services including helicopter transport, compensation for accidental death or permanent disablement, luggage theft or damage. It covers expenses for substitute sports equipment rental, extended stay due to an avalanche or compensation for interrupted holidays due to health issues. Of course, it also includes personal liability for bodily injury or property damage of person that you would hit on a ski slope.


Insurance can be contracted with or without a deductible. If you choose the variant with the deductible, you will have to pay CZK 1,500 for each insured event.

Extension options

Extend your travel insurance package with our ERV Extra supplement covering many other risks (e.g. missed or delayed departure, baggage delay or even a substitute transportation and accommodation if you are not able to come back home due to COVID-19).

Supplement your travel insurance with trip cancellation insurance in case you have to cancel your flight ticket, accommodation or tour. The price of the insurance will be 30% cheaper than if you buy it separately.

If you choose Trip Cancellation insurance (Storno) variant, you will pay just 2,5% of the price of a tour, flight ticket, accommodation etc. Trip Cancellation Plus insurance (Storno Plus) that applies to other persons that were not supposed to travel with you costs 5% of the total price of the services.

Cancellation insurance covers situations when you have to cancel your trip due to COVID-19 illness or when you are denied to board the plane due to not passing the COVID-19 check on your departure from Czechia (Storno Plus).

The maximum price of a tour or travel services that we insure is CZK 300,000 per insurance contract, family or co-travellers. You must conclude the insurance within 3 working days after payment for the first travel service (for “last minute” services on the date of payment for the services).

Discounts offered

For children aged up to 18, you can negotiate a 50% discount on insurance. By logging in to the My Evropská client zone, you get an additional 10% discount on any insurance product that we offer on-line.

Do you travel more frequently?

If you travel at least 3 times per year, it pays to negotiate MultiTrip Travel Insurance for the entire year. Apart from the fact that you will save money, you don't need to negotiate insurance before every trip. With us, you can travel worry-free.

Insurance Coverage(Limits in CZK)EuropeWorld
Medical Expenses incl. COVID-195 000 0007 000 000
Emergency Dental Treatment25 00030 000
Hospitalization Benefit *10 00020 000
Active Assistanceunlimitedunlimited
Transportation, Relocation & Repatriation2 000 0004 000 000
Repatriation of Remains1 000 0001 000 000
Escort150 000200 000
Permanent Disablement400 000400 000
Accidental Death200 000200 000
Luggage Delay30 00040 000
Liability for Bodily Injury2 000 0004 000 000
Liability for Property Damage1 000 0002 000 000
Winter Sportsyesyes
Hazardous Sports--
Trip Cancellation **possiblepossible
Additional Insurancepossiblepossible

Explanatory notes: *) CZK 2 000 per day, **) 20% deductible.

Other Insurance

Our satisfied partners and clients