Don't worry about anything, enjoy cycling
Did you buy a great bicycle and now you worry that it could be stolen or damaged? Are you afraid to leave it in car, locked outside unattended or overnight in the basement of your house? You are at the right place. Our bicycle insurance is recommended by Josef Dressler, double world champion in biketrial, and Jiří Ježek, paralympic winner and world champion in cycling.
FAQ
You can insure your bicycle whenever after its purchase. However, when you are arranging the insurance, the bicycle must not be older than 2 years. You can get it insured at the partner shops where they will check the bicycle, review its invoice and issue the contract.
The insurance does not cover thefts from a car or bike rack from 10 PM to 6 AM, thefts from open space from 10 PM to 6 AM, damages to the accessories (speedometer, light, carrier) or damages covered by warranty.
Make a claim on-line. Choose "Jízdní kola a elektrokola" (Bicycles and electric bicycles) in "Volnočasové aktivity" (Leisure) section. Don't forget to attach the essential documents - insurance policy, invoice for the bike or its repair, a repair shop report, a police report or flight ticket and boarding/luggage ticket (in case of loss during air transport).
Insurance Details
We offer the most extensive insurance of bicycles and electric bicycles. We will cover any unplanned expenses for new bicycle in case of an insured event in the Czech Republic or abroad. We settle the claims within 7 working days, you just have to fill in the on-line form. Disregard the age of your bicycle, we will give you a voucher for new one.
What does the insurance cover
- theft from building or open space
- theft from car or bike rack
- robbery
- accidental damage or destruction
- damage or destruction during transport
- vandalism
What is not covered by the insurance
- theft from car or bike rack from 10 PM to 6 AM
- theft from open space from 10 PM to 6 AM
- damages to the accessories (speedometer, light, carrier)
- damages covered by warranty
Deductible
The insurance benefit is always deducted by 10 % of the price of the bicycle (at least CZK 1 000). If the bicycle was damaged or destroyed in accident, the deductible is 20 %.
Older bicycles
You can insure your bicycle whenever after its purchase. However, when you are arranging the insurance, the bicycle must not be older than 2 years. You can get it insured at the partner shops where they will check the bicycle, review its invoice and issue the contract.
Discounts offered
Anyone with a Datatag will get 5 % discount on the bicycle insurance!
Datatag system includes both visible and hidden identification marks that serves as unique identifiers of the bicycle. It is registered in an international database that the police have access to. The combination of insurance and security tags offers maximum anti-theft protection.
The discount applies to insurance concluded after 1. 1. 2015 including older bicycles with Datatag.
| Insurance Coverage | |
|---|---|
| Maximum sum insured (proce of the bicycle) | CZK 100 000 |
| Maximum benefit in the event of theft from the open space | CZK 50 000 |
| Deductible on all insured events | 10 % (min. CZK 1 000) |
| Deductible in the event of damage or destruction during an accident | 20 % (min. CZK 1 000) |
| Area of cover | worldwide, Czech Republic included |
| Sum insured in CZK (price of the bicycle) | Premium for 1 year | Premium for 2 years |
|---|---|---|
| up to 10 000 | CZK 690 | CZK 990 |
| up to 15 000 | CZK 990 | CZK 1 590 |
| up to 20 000 | CZK 1 390 | CZK 2 190 |
| up to 25 000 | CZK 1 790 | CZK 2 890 |
| up to 35 000 | CZK 2 390 | CZK 3 790 |
| up to 50 000 | CZK 2 990 | CZK 4 790 |
| up to 75 000 | CZK 4 390 | CZK 6 990 |
| up to 100 000 | CZK 6 190 | CZK 9 790 |
If you wish to insure more expensive bicycle, please contact your bike shop to find out more.
Our satisfied partners and clients
