FAQ
Camera insurance can be concluded exclusively at the partner shops - Centrum FotoŠkoda, MEGAPIXEL or FOTOLAB.
The price for the insurance of older cameras is not different from the new ones. However, when you are arranging the insurance, the camera and/or its accessories must not be older than 4 years. You can get them insured at the partner shops (Centrum FotoŠkoda, MEGAPIXEL or FOTOLAB) where they will check the devices and set its current value and price of the insurance accordingly.
A household insurance is valid in Czech Republic only and covers damages that happened in the insured property. It does not include insurance for damages by careless treatment (it usually covers only thefts). Moreover, the deductibles are quite high.
The insurance does not apply to damages that are covered by manufacturer/seller warranty, damages caused by wearing down, corrosion, erosion or oxidation, dirt and other effects stated in Article 4 of Special insurance terms and conditions.
Make a claim on-line. Choose "Kamery a fotoaparáty - odcizení nebo poškození" (Cameras - theft or damage) in "Volnočasové aktivity" (Leisure) section. Don't forget to attach the essential documents - insurance policy, invoice for the camera/accessories or its repair, a repair shop report, a police report or flight ticket and boarding/luggage ticket (in case of loss during air transport).
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Insurance Details
The only individual insurance of your camera and its accessories that applies to thefts as well as to careless treatment or any other mechanical damage. We will cover the expenses for new camera or its accessories in case of an insured event in the Czech Republic or abroad. We settle the claims within 7 working days, you just have to fill in the on-line form. Disregard the age of your device, we will give you a voucher for new one. We also sell extended warranty insurance.
Camera insurance can be concluded exclusively at the partner shops - Centrum FotoŠkoda,MEGAPIXEL or FOTOLAB.
What does the insurance cover
- damages, destructions or thefts resulting from burglaries, robberies or vandalism that were confirmed by police
- damages or destructions caused by careless treatment – dropping, shock etc. (mechanical damage)
- damages caused by natural disaster, smoke, overvoltage, undervoltage or malfunction of the sprinkler system
Older cameras and accessories
The price for the insurance of older cameras is not different from the new ones. However, when you are arranging the insurance, the camera and/or its accessories must not be older than 4 years. You can get them insured at the partner shops (Centrum FotoŠkoda,MEGAPIXEL or FOTOLAB) where they will check the devices and set its current value and price of the insurance accordingly.
Extended warranty insurance
You can extend the warranty by 1, 2 or 3 years. We will refund you the repair costs or give you a voucher for new device with similar parameters (in case it won't be possible to repair it) during that time.
Deductible
The insurance benefit is always deducted by 10 % of the price of the device (at least CZK 500). If the camera and/or its accessories was damaged or destroyed by careless treatment, the deductible is 20 %. There is no deductible on extended warranty insurance.
| Insurance Coverage | |
|---|---|
| Maximum sum insured for one item | CZK 100 000 |
| Maximum sum insured for a set | CZK 200 000 |
| Deductible on all insured events excluding damage or destruction by careless treatment | 10% (min. CZK 500) |
| Deductible in the event of damage or destruction by careless treatment | 20% (min. CZK 500) |
| Area of cover | worldwide |
| Sum insured in CZK (price of the insured item) | Premium for 1 year | Premium for 2 years |
|---|---|---|
| do 2 500 | CZK 290 | CZK 490 |
| up to 5 000 | CZK 350 | CZK 560 |
| up to 7 500 | CZK 490 | CZK 740 |
| up to 10 000 | CZK 690 | CZK 990 |
| up to 15 000 | CZK 990 | CZK 1 590 |
| up to 20 000 | CZK 1 390 | CZK 2 190 |
| up to 25 000 | CZK 1 790 | CZK 2 890 |
| up to 35 000 | CZK 2 390 | CZK 3 790 |
| up to 50 000 | CZK 2 990 | CZK 4 790 |
| up to 75 000 | CZK 4 390 | CZK 6 990 |
| up to 100 000 | CZK 6 190 | CZK 9 790 |
| up to 125 000 | CZK 7 890 | CZK 12 690 |
| up to 175 000 | CZK 9 590 | CZK 15 390 |
| up to 200 000 | CZK 11 390 | CZK 18 190 |
If you wish to insure more expensive item, please contact your seller to find out more.
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