Camera and camera accessories insurance

Insurance that can't be found anywhere else

theft, robbery, careless treatment

extended warranty

valid in the Czech Republic and also abroad

voucher for a new product

Taking photographs without worries from CZK 290 a year

Are you afraid that someone could steel your camera or its accessories or that you will damage it? You are at the right place.

What does the insurance cover?

  • burglary, theft and robbery
  • vandalism
  • careless treatment
  • network overvoltage
  • fire
  • natural disasters

You have a camera insurance but what if anything happens to you?

Don't forget to arrange a travel insurance if you go abroad. Anything can happen on your holidays. If you travel more frequently, annual travel insurance will pay off.


Camera insurance can be concluded exclusively at the partner shops - Centrum FotoŠkoda, MEGAPIXEL or FOTOLAB.

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The price for the insurance of older cameras is not different from the new ones. However, when you are arranging the insurance, the camera and/or its accessories must not be older than 4 years. You can get them insured at the partner shops (Centrum FotoŠkoda, MEGAPIXEL or FOTOLAB) where they will check the devices and set its current value and price of the insurance accordingly.

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A household insurance is valid in Czech Republic only and covers damages that happened in the insured property. It does not include insurance for damages by careless treatment (it usually covers only thefts). Moreover, the deductibles are quite high.

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The insurance does not apply to damages that are covered by manufacturer/seller warranty, damages caused by wearing down, corrosion, erosion or oxidation, dirt and other effects stated in Article 4 of Special insurance terms and conditions.

Insurance terms and conditions

Make a claim on-line. Choose "Kamery a fotoaparáty - odcizení nebo poškození" (Cameras - theft or damage) in "Volnočasové aktivity" (Leisure) section. Don't forget to attach the essential documents - insurance policy, invoice for the camera/accessories or its repair, a repair shop report, a police report or flight ticket and boarding/luggage ticket (in case of loss during air transport).

Make a claim


Insurance Details

The only individual insurance of your camera and its accessories that applies to thefts as well as to careless treatment or any other mechanical damage. We will cover the expenses for new camera or its accessories in case of an insured event in the Czech Republic or abroad. We settle the claims within 7 working days, you just have to fill in the on-line form. Disregard the age of your device, we will give you a voucher for new one. We also sell extended warranty insurance.

Camera insurance can be concluded exclusively at the partner shops - Centrum FotoŠkoda,MEGAPIXEL or FOTOLAB.

What does the insurance cover

  • damages, destructions or thefts resulting from burglaries, robberies or vandalism that were confirmed by police
  • damages or destructions caused by careless treatment – dropping, shock etc. (mechanical damage)
  • damages caused by natural disaster, smoke, overvoltage, undervoltage or malfunction of the sprinkler system

Extended warranty insurance

You can extend the warranty by 1, 2 or 3 years. We will refund you the repair costs or give you a voucher for new device with similar parameters (in case it won't be possible to repair it) during that time.


The insurance benefit is always deducted by 10 % of the price of the device (at least CZK 500). If the camera and/or its accessories was damaged or destroyed by careless treatment, the deductible is 20 %. There is no deductible on extended warranty insurance.

Insurance Coverage
Maximum sum insured for one itemCZK 100 000
Maximum sum insured for a setCZK 200 000
Deductible on all insured events excluding damage or destruction by careless treatment10% (min. CZK 500)
Deductible in the event of damage or destruction by careless treatment20% (min. CZK 500)
Area of coverworldwide
Sum insured in CZK
(price of the insured item)
Premium for 1 yearPremium for 2 years
do 2 500CZK 290CZK 490
up to 5 000CZK 350CZK 560
up to 7 500CZK 490CZK 740
up to 10 000CZK 690CZK 990
up to 15 000CZK 990CZK 1 590
up to 20 000CZK 1 390CZK 2 190
up to 25 000CZK 1 790CZK 2 890
up to 35 000CZK 2 390CZK 3 790
up to 50 000CZK 2 990CZK 4 790
up to 75 000CZK 4 390CZK 6 990
up to 100 000CZK 6 190CZK 9 790
up to 125 000CZK 7 890CZK 12 690
up to 175 000CZK 9 590CZK 15 390
up to 200 000CZK 11 390CZK 18 190

If you wish to insure more expensive item, please contact your seller to find out more. 

Our satisfied partners and clients