What does the insurance cover
- damages, destructions or thefts resulting from burglaries, robberies or vandalism that were confirmed by police
- damages or destructions caused by careless treatment – dropping, shock etc. (mechanical damage)
- damages caused by natural disaster, smoke, overvoltage, undervoltage or malfunction of the sprinkler system
In case of a crash or careless treatment, the insurance benefit is deducted by 30% of the price of the repair or the device (at least CZK 500). The deductible for the other insured events is 10%.