Insurance coverage
Each variant includes insurance of medical expenses, assistance services, accidental death or permanent disablement, luggage theft or damage, personal liability for bodily injury or property damage, legal protection and trip cancellation.
Deductible
Insurance can be contracted with or without a deductible. If you choose the variant with the deductible, you will have to pay CZK 1,500 for each insured event. In the table of insurance coverage limits, you will also find when and the extent to which you are a party to each indemnified insurance event.
For trip cancellation insurance, the deductible is 20% (only 10% in case of hospitalisation).
The basic variant of MultiTrip travel insurance applies to standard recreation and beach sports and stay or activities in the zone up to 3,500 metres above sea level. If you are preparing for a sports holiday, you can supplement the insurance to cover winter or hazardous sports.
Winter sports
Extend your insurance to cover winter sports on marked and groomed trailsor places (cross country skiing, snowboarding, bob-sleighing, sleighing, etc.). It also includes personal liability (for example, in case of collision with another skier), substitute equipment rental and compensation for unused holidays.
This supplement can be negotiated to the MultiTrip Comfort variant. The Premium variant already includes insurance of winter sports.
Hazardous sports
Covers you when engaging in sports such as diving, via ferratas with a grading of C-E, rafting, horse-riding, mountaineering above 3,500 metres above sea level, paragliding or cyclo-cross. The full list of hazardous sports is available in the insurance terms and conditions or in the “FAQ” section.
This supplement can be negotiated only for the MultiTrip Premium variant.
Trip cancellation insurance with 25% discount
The basic variant of the MultiTrip annual insurance includes trip cancellation insurance with a cover limit of CZK 10 - 30 thousand (according to variant). But it may happen that you go on a more expensive holiday. The holders of annual insurance can get it at a twenty five percent cheaper rate (3% instead of the standard 4%). The maximum service price that we insure is CZK 300,000 per insurance contract, family or co-traveller. You must contract the insurance within 3 working days after payment for the first travel service (for “last minute” services on the date of payment for the services).
