Insurance coverage
Each variant includes insurance of medical expenses, assistance services, accidental death or permanent disablement, luggage theft or damage, personal liability for bodily injury or property damage, legal protection and trip cancellation.
In order to be insured for COVID-19 during non-essential (e.g. leisure) trips even in orange, (dark) red and unmarked countries, arrange MultiTrip Premium.
Variant Comfort and Corporate covers risk associated with COVID-19 only in destination marked green. When you travel to orange, (dark) red, unmarked and black countries arrange single trip insurance Sbaleno Discovery (only within Europe) or The Max. If you already have our MultiTrip insurance, you will get single trip insurance with 30% discount.
Deductible
Insurance can be contracted with or without a deductible. If you choose the variant with the deductible, you will have to pay CZK 1,500 for each insured event. In the table of insurance coverage limits, you will also find when and the extent to which you are a party to each indemnified insurance event.
For trip cancellation insurance, the deductible is 20% (only 10% in case of hospitalisation).
The basic variant of MultiTrip travel insurance applies to standard recreation and beach sports and stay or activities in the zone up to 3,500 metres above sea level. If you are preparing for a sports holiday, you can supplement the insurance to cover winter or hazardous sports.
Winter sports
Extend your insurance to cover winter sports on marked and groomed trailsor places (cross country skiing, snowboarding, bob-sleighing, sleighing, etc.). It also includes personal liability (for example, in case of collision with another skier), substitute equipment rental and compensation for unused holidays.
This supplement can be negotiated to the MultiTrip Comfort variant. The Premium variant already includes insurance of winter sports.
Hazardous sports
Covers you when engaging in sports such as diving, via ferratas with a grading of C-E, rafting, horse-riding, mountaineering above 3,500 metres above sea level, paragliding or cyclo-cross. The full list of hazardous sports is available in the insurance terms and conditions or in the “FAQ” section.
This supplement can be negotiated only for the MultiTrip Premium variant.
Trip cancellation insurance with almost 30% discount
The basic annual MultiTrip insurance already includes trip cancellation insurance with the limit ranging between CZK 10,000 and 30,000 (depending on the product variant). However, your holiday might have cost even more, or you may have reached your limit during the year. For this particular trip, make sure to arrange, in good time, a single trip cancellation insurance, which you will get from us with almost 30% discount (5 % of the price, instead of 7 % as is usually the case).
The maximum price of a tour or travel services that we insure is CZK 300,000 per insurance contract, family or co-travellers. You must conclude the insurance within 3 working days after payment for the first travel service (for “last minute” services on the date of payment for the services).
Special tariffs
Take advantage of a special offer for families and partners. The "Family" tariff is valid for up to 5 family members (1-2 adults up to 18-69 years of age traveling with their own 1-3 children under the age of 18), the "Partner" tariff applies to 2 adults (both married/unmarried couples and registered partners).
Discounts offered
By logging in to the My Evropská client zone, you get an additional 10% discount on any insurance product that we offer on-line.
