- serious acute illness or injury (also of a co-traveller or closest relative, who should have participated in the journey, but who you must care for)
- death (also of a co-traveller or family member)
- health complications due to pregnancy up to 2 months before expected delivery (also for your closest relatives)
- rape (also for your closest relatives)
- loss of employment for which you are not liable for reason of organisational changes or demise of your (also your co-traveller’s) employer
- divorce proceedings initiated after taking out insurance
- remedial examinations, if the unsuccessful event occurs after taking out the insurance
- extensive damage to your home caused by a fire, floods, crime, etc. just before departure
Cost of Insurance
You will pay 4% of the price of the tour or individual travel services. The maximum price of the tour or travel services that we insure is CZK 300,000 per insurance contract, family or co-travellers. The minimum insurance premium is CZK 200.
We will refund 80% of the cancellation fees that you will be compelled to pay to the travel agency, air-ticket agent, for accommodation or other travel expenses. This means that the deductible will be 20% of each insured event. In case of hospitalisation, the deductible is only 10%.
If you negotiate trip cancellation insurance as a supplement to the one-time Sbaleno insurance or you are a holder of annual MultiTrip insurance, you get a 25 % discount. The total price will thus be only 3% of the tour price. By logging in to the Moje Evropská client zone, you get an additional 10% discount on any insurance product offered on-line.