Leisure & recreational sports are included in our travel insurance. About to practice winter or risky sports? Add Winter or Risk Sports add-on to the travel insurance and go for it!
Please, check below what type of insurance fits best to your needs. If you are unsure or a sport / activity is missing please, get in touch with us, we will help!
What sports we insure
The insurance always covers the below listed common sports. For winter or hazardous sports you have to arrange an extended insurance. It is up to us to assess the degree of risk inherent in specific sports for the purposes of your insurance. Therefore, if you are not sure how to classify your sport according to the list below, you can consult a more detailed list on our website or you can contact us. We will be happy to help you. What sports we consider to be common. Following leisure and beach sports and your stay or movement at an altitude of up to 3,500 m above the sea level.
- aerobic, aqua aerobic
- ball sports (badminton, basketball, floorball, football,
- fotball-tennis, squash, table tennis, tennis, volleyball
- ballooning - organized
- cycling, cyclo-cross and MTB (except for downhill)
- fishing (including boat fishing) - within 3 km from
- the mainland
- golf, minigolf
- hiking or trekking up to the UIAA1 level of difficulty
- without using climbing gear
- horseback (elephant, cammel) riding – as a leisure activity
- in-line skating
- kayaking, canoeing up to WW1 and WW2 levels of difficulty
- quad bikes off roads
- rafting, WW1 and WW2 levels of difficulty
- running (road, cross-country running)
- snorkelling
- summer bob-sleigh riding
- swimming, including winter swimming
- to buoy distance
- via ferrata, A and B levels of difficulty
- water sports – as a leisure activity within a resort - water skiing, scooter or banana riding, parasailing
- windsurfing, surfing
- yachting within 3 km from the mainland
- zipling
- and other sports involving a comparable degree of risk
If you are going to do common sports at a competitive level (including training or events organised by a school, sports club or other leisure organisation), it is necessary to take out additional hazardous sports insurance. What sports we include among winter sports. Following sports practiced on designated routes and at dedicated places at the altitude of up to 3,500 m above the sea level.
- downhill/cross-country skiing, mono-skiing
- snowboarding (incl. riding in a snowpark)
- bob-sleigh riding, sledging, skibobbing
- snowbungeekayaking
- snowtrampoline
- snowtubing
- and other sports involving a comparable degree of risk
If you are going to do winter sports at a competitive level (including training or events organised by a school, sports club or other leisure organisation), it is necessary to take out additional winter and hazardous sports insurance. What sports we regard as hazardous. Following hazardous sports and your stay or movement at an altitude up to 5,000 m above the sea level.
- acrobatic dancing
- ballooning - individual
- bungee jumping
- canyoning
- diving with self-contained breathing apparatus down to a depth of 40 m
- downhill biking in difficult terrain
- equestrian sports - except for vaulting
- hiking or trekking (mountain climbing) up to the
- UIAA3 level of difficulty with the use of appropriate climbing gear
- ice chute bob-sleighing and sleighing
- ice hockey
- kayaking, canoeing at the WW3 level of difficulty
- motor sports on snow, ice or water – as a leisure
- activity
- paragliding
- kiting (snowkiting, powerkiting, etc.)
- rafting, WW3 level of difficulty
- skialpinism (on skis and splitboards)
- off-piste skiing and snowboarding
- tandem parachute jump
- via ferrata, C level of difficulty
- yachting within 3 to 30 km from the mainland
- and other sports involving a comparable degree of risk
If you are going to do hazardous sports at a competitive level (including training or events organised by a school, sports club or other leisure organisation), it is necessary to take out individual insurance, which we will be happy to prepare for you.
What sports we insure only on an individual basis. Following extreme sports not mentioned above and your stay or movement at an altitude above 5,000 m above the sea level
- aviation sports (hang gliding, sailing, acrobatics)
- car racing or preparing for such races
- freediving
- heliskiing
- kayaking, canoeing above the WW3 level of difficulty
- martial arts and sports
- rafting above the WW3 level of difficulty
- via ferrata, D and E levels of difficulty.
Use functional protective equipment, observe safety precautions and obtain the permits required for certain activities. Otherwise, we may reduce your insurance claim accordingly. This overview forms an integral part of the insurance terms and conditions. It is recommended to use all protective equipment, follow safety precautions & rules, and always obtain necessary permits required for such activities. Otherwise you risk your travel insurance won't be valid.