Travel insurance
for exploration trips

Extensive insurance for all up to 360 days
Medical expenses incl. COVID-19 treatment
insured insured clients each year
English speaking nonstop assistance services
in a row the best travel insurance company

Sbaleno Discovery travel insurance

The greatest insurance coverage for regular short breaks or longer trips abroad. A perfect package of services that will help you in any unexpected situation on your exploration trip.
  • short breaks and longer exploration trips
  • mountain hiking and sightseeing
  • long-term studies and interships abroad
  • from CZK 43 a day

Did you know...?

The most important aspect of travel insurance are not the coverage limits but quality of assistance in emergency. Being the specialists, we know what is really important for you.


What is the difference between Seaside and Discovery insurance?
What makes our services different from the others?
Which sports are covered by standard insurance and which sports require special coverage?
Is your credit card travel insurance sufficient?
What is (not) covered by the European Health Insurance Card?

Client Stories

On our way to Vietnam, we had 2 connecting flights and our backpacks were lost. 2 days later, they eventually reached the right destination. In the meantime, we had to buy the essentials to survive the time without our own stuff. When we finally hit the road, we got soaked to the skin and got cold. The very next day, I began to feel sore throat and fever. The assistance coordinator on the phone recommended me to visit the hospital and helped me to arrange everything. It turned out to be tonsilitis and I got antibiotics. We had to change plans again and stay at Hoi An for a bit longer. I got much better in a few days so we could continue the trip. It was the first time we had to deal with such issues while travelling. The insurance covered the expenses for purchase of the essentials, for treatment in the hospital as well as for medication. Back in the Czech Republic, we were refunded in a few days. Everything was easy.

Jitka N.
delayed luggage and tonsilitis treatment in Vietnam
More client stories

Insurance DetailsWhether you go to visit a city, explore the nature, hike in the mountains or you will stay abroad longer, travel worry free with our insurance. You can arrange it online, even on your mobile phone. It only takes few minutes. We will send you the policy and the travel insurance card after payment of the premium by e-mail. If you download our mobile app, you don't even have to print anything. You will have everything you need at your fingertips.

Simplicity and quality from specialists

Sbaleno Discovery is an extensive insurance for trips up to 360 days. It is suitable for regular trips abroad on which you don't plan to engage in winter or hazardous sports. It has higher insurance coverage limits than Sbaleno Seaside and of course, it includes our assistance services. Depending on your destination, you can choose a product variant for Europe or whole world.

Insurance coverage

The insurance covers medical expenses (incl. COVID-19), assistance services, accidental death or permanent disablement, luggage theft or damage, personal liability for bodily injury or property damage, legal protection and trip cancellation.


Insurance can be contracted with or without a deductible. If you choose the variant with the deductible, you will have to pay CZK 1,500 for each insured event.

Extension options

Extend your travel insurance with our ERV Extra supplement covering many other risks (e.g. missed or delayed departure, baggage delay or even a substitute transportation and accommodation if you are not able to come back home due to COVID-19).

Supplement your travel insurance with trip cancellation insurance in case you have to cancel your flight ticket, accommodation or tour. The price of the insurance will be 30% cheaper than if you buy it separately.

If you choose Trip Cancellation insurance (Storno) variant, you will pay just 2,5% of the price of a tour, flight ticket, accommodation etc. Trip Cancellation Plus insurance (Storno Plus) that applies to other persons that were not supposed to travel with you costs 5% of the total price of the services.

Cancellation insurance covers situations when you have to cancel your trip due to COVID-19 illness or when you are denied to board the plane due to not passing the COVID-19 check on your departure from Czechia (Storno Plus).

The maximum price of a tour or travel services that we insure is CZK 300,000 per insurance contract, family or co-travellers. You must conclude the insurance within 3 working days after payment for the first travel service (for “last minute” services on the date of payment for the services).

Discounts offered

For children aged up to 18, you can negotiate a 50% discount on insurance. By logging in to the My Evropská client zone, you get an additional 10% discount on any insurance product that we offer on-line.

Travel insurance in pregnancy

We are the only ones to offer travel insurance for pregnant women up to 2 months before the expected date of birth. All our insurance is suitable for pregnant women, we recommend the Sbaleno Discovery option due to the higher limits.

Do you travel more frequently?

If you travel at least 3 times per year, it pays to negotiate MultiTrip Travel Insurance for the entire year. Apart from the fact that you will save money, you don't need to negotiate insurance before every trip. With us, you can travel worry-free.

Insurance Coverage(Limits in CZK)EuropeWorld
Medical Expenses incl. COVID-194 000 0006 000 000
Emergency Dental Treatment25 00030 000
Hospitalization Benefit *10 00020 000
Active Assistanceunlimitedunlimited
Transportation, Relocation & Repatriation2 000 0004 000 000
Repatriation of Remains1 000 0001 000 000
Escort150 000200 000
Permanent Disablement400 000400 000
Accidental Death200 000200 000
Luggage Delay20 00030 000
Liability for Bodily Injury2 000 0004 000 000
Liability for Property Damage1 000 0002 000 000
Winter Sports--
Hazardous Sports--
Trip Cancellation **possiblepossible
Additional Insurancepossiblepossible

Explanatory notes: *) CZK 2 000 per day, **) 20% deductible.

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